No one likes car vandalism. The people who do the vandalism are the shittiest of shitty people, total cowards. and I’m specifically talking to certain two Bruins fans who like to park their shitty white Altima in my reserved spot, throw beer cans from their car, and evidently drive back to their mom’s house in the suburbs drunk.
If you need to file a claim because of car vandalism, you want to handle the procedure properly. Chances are, sometime in your life you will have to deal with either car vandalism or theft, and if you have an insurance policy that covers the cost of repair, you want to know how to go about filing the claim.
Car accidents aren’t the only ways that vehicles get damaged. Many vehicles are damaged each year in non-accident situations, such as storms, natural disasters, and by acts of vandalism. Unfortunately, car vandalism is a major problem in many large cities, although suburbs and rural areas have their share of vandalism as well.
So you’ve got a great car, but your neighborhood has a problem with vandals. Although you could go out and spend hundreds of dollars on a car security system–which will probably just end up annoying the neighbors–there are inexpensive ways you can make your car less desirable to vandals. The trick with stopping car vandalism is to eliminate the things that make a car an easy target.
The first thing to do once your car is vandalized is to file a police report. This creates a paper trail that you can use to file a claim and get reimbursed from your insurance company. Comprehensive coverage, in addition to covering the actual damage to your car, will also cover items stolen from the vehicle.
Once the police report has been filed, you can call your insurance company to establish the claim. Once you’ve completed the initial phone call, the insurance company will need to inspect your damages. If the vehicle is still operable, you will most likely need to bring it to an inspection location; if the car is not driveable, the adjuster will generally come to you.
Sounds like a good idea to get a camera. You may have done this but talk to your neighbors if you haven’t already. Let them know what is happening as they may have some idea or seen someone at some point. It could just be you have a #@^($ neighbor. Maybe the neighbor you had an issue with or maybe someone is upset about something you don’t even know about. When you speak to them, make sure you mention this is being reported to the police and they should see a greater police presence on the block. If you are experiencing this much vandalism, it must be targeted and probably from someone near you.
Someone egged my car either last night or this morning after I left town for the day. I discovered it this evening. After trying many remedies to remove the egg, I discovered there is physical damage to the hood of my car (paint chipped in several places so much so that there are little spots of steel showing). and it looks like the paint itself has been ruined.
A claim may go to the special investigations unit to check for possible fraud as a standard part of the claims process. This may delay the processing of your claim slightly, but if the insurance company decides that there is no reason to suspect you, the claim will go on like normal. If you need to file a claim because of car vandalism, you want to handle the procedure properly. Chances are, sometime in your life you will have to deal with either car vandalism or theft, and if you have an insurance policy that covers the cost of repair, you want to know how to go about filing the claim.
Your decision to file a claim for damages caused by vandalism will depend on the amount of damages that were caused and your deductible. Since auto insurance deductibles are per incident and not per year, there is no benefit to filing a claim with costs that will be covered completely out-of-pocket since it falls within your deductible. So if vandals threw eggs at your car and the only financial damage incurred was by paying for it to be detailed, it would not be worthwhile to file a claim.
For those of you requiring a small flexible SecureGuard Spy Box Spy Camera is just the thing you’re looking for to get the evidence you need to prove Car Vandalism. This small easily portable unit comes with a stand that will keep it stable and allow it to be quickly placed anywhere you need discreet surveillance.
The SecureGuard Spy Box Spy Camera is a DIY (do It Yourself) Spy camera with a
33hr~90 Day rechargeable lithium-ion battery pack. The SecureGuard Spy Box Spy
Camera has a small pinhole camera connected externally for a flexible camera
angles. Simply position it against a window in the car and you may be able to
catch a vandal messing with your car. Just make sure it’s used in the daytime
The Camera records to a SD card via internal DVR. A Thermal sensor is added to
allow the camera to go in to standby when there is nobody around. With the
thermal sensor the SecureGuard Spy Box Spy Camera can last up to 90 Day standby
on a single charge.
The SecureGuard Spy Box Spy Camera can Last 90 Days in “Standby Mode”. If you
place this in a high traffic area, the battery may only last 1-4 days. In a room
like a, closet, garage, storage room or vacation home with little activity, the
battery should last 60-90 Days.
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